| 例句 |
loan noun
⇨ loanloan verb
⇨ lend loan noun loan ♦︎ credit ♦︎ mortgage ♦︎ advance ♦︎ overdraftThese are all words for money that a person or an organization such as a bank lends sb. 这些词均表示借款、贷款。PATTERNS AND COLLOCATIONS 句型和搭配◆a loan / credit / a mortgage / an advance / an overdraft from sb / an organization◆a mortgage / an advance on sth◆a large / huge loan / mortgage / advance / overdraft◆(a) low-interest loan / credit / mortgage / overdraft◆(a) cheap loan / credit / mortgage◆(an) interest-free loan / credit / overdraft◆a temporary loan / mortgage / overdraft◆(a) bank loan / credit / mortgage / overdraft◆to have a loan / a mortgage / an advance / an overdraft◆to get a loan / credit / a mortgage / an advance◆to obtain / arrange / apply for / refuse sb / deny sb (a) loan / credit / a mortgage◆to take out / request / pay off / repay a loan / mortgage■ loan [countable] money that an organization such as a bank lends to sb 贷款；借款◆I'm going to have to take out a bank loan (= to borrow money from a bank) to pay for the car.我得要贷款买车了。◆It took three years to repay my student loan (= money lent to a student).我用了三年时间才还清助学贷款。◆He ran up massive debts borrowing from loan sharks (= people who lend money at very high rates of interest).他因借高利贷而负债累累。 see also loan ⇨ lend verb ■ credit / /ˈkredɪt/ / [uncountable] an arrangement that you make, for example with a shop, to pay later for sth you buy; money that a bank lends to you 赊购；赊欠；（从银行借的）借款，贷款◆We bought the dishwasher on credit.那台洗碗机是我们赊购来的。◆We offer two months' interest-free credit.我们提供两个月的免息赊购。◆Your credit limit is now £2 000.你的信用额度现在为2 000英镑。◆The bank refused further credit to the company.银行拒绝继续为这家公司提供贷款。 see also debit ⇨ debt NOTE 辨析 Loan or credit?A loan is a particular official agreement to borrow an amount of money and pay it back later; credit is a general term for any money that a bank makes available to a customer, when that customer does not already have that amount in their own account. * loan指的是一种正式贷款协议；credit泛指银行为账户资金不足的客户提供的借款。■ mortgage /ˈmɔːgɪdʒ; NAmE ˈmɔːrgɪdʒ/ [countable] a legal agreement by which a bank or similar organization lends you money to buy a house or other property, and you pay the money back over a particular number of years; the sum of money that you borrow 按揭；按揭贷款；抵押贷款◆Do you have a mortage on this house?你这所房子有按揭贷款吗？◆Fortunately we've already paid off our mortgage.幸好我们已还清了抵押贷款。◆Mortgage rates (= of interest) are up again this month.按揭贷款利率本月又上涨了。▸ mortgage verb [transitive] ◆He had to mortgage his house to pay his legal costs.他不得不把房子抵押出去来付诉讼费。■ advance [countable, usually singular] money paid for work before it has been done or money paid earlier than expected 预付工资；预付款◆They offered an advance of £5 000 after the signing of the contract.他们在合同签订后预付了5 000英镑。◆She asked for an advance on her salary.她要求预支薪金。 see also advance ⇨ lend ■ overdraft [countable] /ˈəʊvədrɑːft; NAmE ˈoʊvərdræft/ the amount of money that you owe to a bank when you have spent more money than is in your bank account; an arrangement that allows you to do this 透支额；透支安排◆She had run up an overdraft of £3 000.她的透支额累计达3 000英镑。◆I had to arrange an overdraft to pay for the car.我不得不通过透支来偿付购车款。▸ overdraw verb [transitive] (especially BrE) ◆Customers who overdraw their accounts will be charged a fee.透支的存户须付费。▸ overdrawn adjective ◆I'm overdrawn by £100.我透支了100英镑。◆Your account is £200 overdrawn.您的账户已透支200英镑。 lend verb lend ♦︎ loan ♦︎ advanceThese words all mean to allow sb to use sth that belongs to you, which they have to return to you later, or to give sb money, which they have to pay back later. 这些词均表示把物品或钱借给别人。PATTERNS AND COLLOCATIONS 句型和搭配◆to lend / loan / advance sth to sb◆to lend / loan / advance money◆a bank / building society lends money◆to kindly lend / loan sth■ lend (lent, lent) [transitive, intransitive] to give sth to sb or allow them to use sth that belongs to you, which they have to return to you later; to give money to sb on condition that they pay it back later 借给；借出；（向⋯）贷款◆I've lent the car to a friend.我把车借给了一个朋友。◆They refused to lend us the money.他们拒绝借钱给我们。◆Banks are less willing to lend in these uncertain times.在这种前景不明朗时期，银行是不那么愿意贷款的。OPP borrow ⇨ borrow ■ loan [transitive] (especially NAmE) to lend sth to sb, especially money 借出，贷与（尤指钱）◆The bank is happy to loan money to small businesses.这家银行乐于贷款给小型企业。◆A friend loaned me $1 000.一个朋友借给了我1 000元。ⓘ Especially in British English, loan also means to lend a valuable object to a museum or art gallery. 尤其是在英式英语中，loan还表示把贵重物品出借给博物馆或美术馆◆This exhibit was kindly loaned by the artist's family.本展品承蒙艺术家的家人惠借。▸ loan noun [singular] ◆an exhibition of paintings on loan (= borrowed) from private collections借用私人收藏品举办的画展◆I even gave her the loan of my car.我甚至把车也借给了她。 see also loan ⇨ loan noun ■ advance [transitive] (rather formal) to give sb money before the time it would usually be paid 预付；透支◆We are willing to advance the money to you.我们愿意预付款项给你。◆We will advance you the money.我们将把钱款预付给你。 see also advance ⇨ loan noun |